TUMALOCK TERMS & CONDITIONS

    Effective Date: 1/7/2025
    Website: https://www.tumalock.com
    Contact: info@tumalock.com | 0711112018

    1. INTRODUCTION

    Welcome to Tumalock Deal’s Terms and Conditions. These terms govern your use of Tumalock services. By accessing or using our platform, you agree to be bound by these Terms and Conditions.

    The name Tumalock is derived from two words:
    “Tuma” – a Swahili word meaning “to send”, representing the seller delivering purchased items.
    “Lock” – symbolizing the buyer depositing money into a Tumalock trust account to hold the funds securely until delivery is confirmed.

    2. SERVICES

    Tumalock Deal offers a platform that facilitates secure online transactions between buyers and sellers. Our services include:

    3. OUR MISSION

    To unlock opportunities for e-commerce growth through a secure, trusted, and reliable payment solution.

    4. OUR VISION

    To be the leading secure, simple, and affordable payment platform that empowers financial growth in e-commerce.

    5. CORE VALUES

    6. WHAT TUMALOCK DOES

    Tumalock Deal holds money deposited by the buyer while purchased goods are being delivered by the seller. The seller cannot access the funds until goods are confirmed delivered. This process protects both parties from common online scams.

    7. TRANSACTION PROCESS

    1. Buyer and seller agree on item price and delivery mode.
    2. Buyer deposits payment via Tumalock (Lock Payment).
    3. Seller receives notification from TUMALOCK_DL and delivers goods.
    4. Buyer confirms receipt and unlocks payment.
    5. Tumalock releases funds to the seller.

    8. SERVICE FEE

    Tumalock charges a small service fee for each transaction. Fees range from Ksh 10 for items worth up to Ksh 100 and up to Ksh 1,000 for items worth Ksh 249,000. For larger purchases, multiple deposits or bank payment arrangements may apply.

    9. REGISTRATION

    Users must register with valid personal details including National ID, official Mpesa number, full names, and email before using Tumalock services. Providing false or incomplete information may lead to account suspension.

    10. CONFLICT RESOLUTION

    In case of disputes, Tumalock provides a structured resolution mechanism. Both parties may be required to deposit a conflict fee ranging from Ksh 100 to Ksh 1,000. The resolution committee will mediate fairly; unresolved issues may be referred to a court of law.

    11. ILLEGAL ITEMS

    Tumalock strictly prohibits transactions involving illegal or unethical goods and services such as firearms, narcotics, counterfeit items, stolen goods, or human trafficking. Any user found engaging in such activities will face immediate account termination and legal action.

    12. LIMITATION OF LIABILITY

    Tumalock Deal shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use our services. Users are fully responsible for ensuring the accuracy of their transaction details.

    13. GOVERNING LAW

    These Terms are governed by and construed in accordance with the Laws of Kenya. Any legal proceedings shall be conducted within Kenyan jurisdiction.

    14. CONTACT US

    Web: www.tumalock.com
    Email: info@tumalock.com
    Phone: 0711112018