Tumalock Escrow is redefining online transactions by ensuring that buyers and sellers connect with confidence through a secure, trusted, and reliable payment solution.

Our secure escrow system protects both buyers and sellers through a simple, transparent process

Buyer and seller agree on a transaction. The buyer initiates a secure payment through Tumalock.

Payment is locked in our secure escrow system. The seller can see the funds are committed but cannot access them yet.

Seller delivers the product or service. Buyer verifies receipt and quality of the goods/services.

Once buyer confirms satisfaction, funds are released to the seller. Transaction complete with full protection for both parties.
Tumalock Escrow secures agreements between buyers and sellers in the ever-growing world of e-commerce. With the increasing popularity of online transactions, cases of fraud and scams have grown too — costing Kenyans significant financial losses every year.
Tumalock platform provides a solution by holding the buyer's payment in a secure trust account while the purchased goods are being delivered by the seller. The seller cannot access the funds until the goods have been successfully delivered. Once the buyer receives the items, they verify their condition and then unlock the money to be released to the seller.
To unlock opportunities for e-commerce growth through secure, trusted, and reliable payment solution.
To be the leading secure, simple, and affordable payment platform that empowers financial growth in e-commerce.
Pay with Tumalock Escrow to eliminate cases of fraud, scams, and conning.

The buyer dials 👉 LOCK PAYMENT and the money meant for purchasing items/services from a seller is deposited into their Tumalock account.
Both the seller and the buyer will receive a LOCKED SUCCESSFULLY SMS from Tumalock. The seller can then start delivering items as agreed with the buyer.

When the buyer receives their items/services, they log in and dial 👉 UNLOCK PAYMENT to complete the transaction.
Both parties receive an UNLOCKED SUCCESSFULLY message. The seller then receives the funds to their registered M-Pesa number.

We’ve included links to platforms like Jiji, Cheki, Pigiame etc., right inside the Tumalock site. You’ll find sellers offering items at fair prices.
Just browse, pick what you like, and pay securely using Tumalock Escrow.

Tumalock has agent offices in major towns across Kenya. Sellers can drop off parcels for buyers to collect after inspection, adding an extra layer of trust to delivery.
Find your nearest office on the Agents page.

Stuck on a transaction, need to dispute a delivery, or want to talk to a human? Open a support ticket from your dashboard and our team will follow up.
You can also reach us any time on info@tumalock.com or 0711112018.
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